## Car Insurance Quotes For Teenage Drivers: The Ultimate Guide
Teenage drivers are often seen as high-risk drivers, and as a result, they often pay higher car insurance rates than other drivers. However, there are a number of things that teenage drivers can do to get lower car insurance quotes.
The first step to getting a lower car insurance quote is to shop around for quotes from multiple insurance companies. This can be done online, over the phone, or through an insurance agent. When you’re shopping for quotes, be sure to compare the same coverage limits and deductibles so that you’re comparing apples to apples.
Many insurance companies offer discounts to teenage drivers who meet certain criteria. Some of the most common discounts include:
The deductible is the amount of money that you have to pay out of pocket before your insurance company starts to pay for damages. If you choose a higher deductible, you will pay a lower premium. However, you need to make sure that you can afford to pay the deductible if you need to file a claim.
Usage-based insurance policies track how much you drive and how safely you drive. If you drive less or more safely, you will pay a lower premium. This type of policy can be a good option for teenage drivers who don’t drive very often or who are very careful drivers.