Car Insurance For Under 21

Car Insurance For Under 21

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Car Insurance For Under 21: A Guide to Lower Your Premiums

Getting car insurance as an under-21 driver can be expensive, but there are steps you can take to lower your premiums. Here are some tips to get cheaper car insurance:

  • Shop around for quotes: Get quotes from multiple insurance companies before you buy a policy. This will help you find the best rate for your individual situation.
  • Take a defensive driving course: Some insurance companies offer discounts to drivers who have completed a defensive driving course.
  • Maintain a good driving record: Avoiding accidents and tickets will help you keep your rates low.
  • Consider a higher deductible: Choosing a higher deductible will lower your monthly premiums, but you’ll have to pay more out of pocket if you need to file a claim.
  • Add a telematics device to your car: This device tracks your driving habits and can help you get a lower rate if you’re a safe driver.
  • Get a car with safety features: Cars with safety features such as airbags and anti-lock brakes are often eligible for discounts.
  • Park your car in a safe place: Parking your car in a garage or covered parking space can help prevent damage and lower your rates.

Here are some additional tips for under-21 drivers who are looking for cheap car insurance:

  • Live with your parents: If you live with your parents, you may be able to be added to their policy, which could save you money.
  • Choose a used car: New cars are more expensive to insure than used cars.
  • Avoid high-performance cars: High-performance cars are more expensive to insure and more likely to be involved in accidents.
  • Get student discounts: Some insurance companies offer discounts to students.

By following these tips, you can lower your car insurance premiums and save money.

Tip Description
Shop around for quotes Get quotes from multiple insurance companies before you buy a policy.
Take a defensive driving course Some insurance companies offer discounts to drivers who have completed a defensive driving course.
Maintain a good driving record Avoiding accidents and tickets will help you keep your rates low.
Consider a higher deductible Choosing a higher deductible will lower your monthly premiums, but you’ll have to pay more out of pocket if you need to file a claim.
Add a telematics device to your car This device tracks your driving habits and can help you get a lower rate if you’re a safe driver.
Get a car with safety features Cars with safety features such as airbags and anti-lock brakes are often eligible for discounts.
Park your car in a safe place Parking your car in a garage or covered parking space can help prevent damage and lower your rates.

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