Best Car Insurance Rates For New Drivers
Getting a driver’s license for the first time is a rite of passage for many young adults. It brings a sense of freedom and independence. However, it also comes with some new responsibilities, including purchasing car insurance. For new drivers, car insurance rates can be high. This is because they are considered to be a higher risk than more experienced drivers.
There are a few things that new drivers can do to get the best car insurance rates. First, they should shop around for quotes from different companies. There are many online comparison tools that can make this process easier. Second, they should consider taking a defensive driving course. This can help them to learn safe driving habits and may also lead to a discount on their car insurance. Finally, they should consider adding a telematics device to their car. This device can track their driving habits and may help them to get a lower car insurance rate.
Here are some of the best car insurance rates for new drivers:
- Geico: Geico offers some of the lowest car insurance rates for new drivers. The average annual premium for a new driver with Geico is \$4,346.
- Progressive: Progressive is another good option for new drivers. The average annual premium for a new driver with Progressive is \$4,424.
- State Farm: State Farm offers competitive car insurance rates for new drivers. The average annual premium for a new driver with State Farm is \$4,517.
- Allstate: Allstate is a good option for new drivers who want comprehensive coverage. The average annual premium for a new driver with Allstate is \$4,603.
- Farmers: Farmers offers affordable car insurance rates for new drivers. The average annual premium for a new driver with Farmers is \$4,689.
The best way to find the best car insurance rate for a new driver is to shop around and compare quotes from different companies. By doing this, new drivers can save money on their car insurance and still get the coverage they need.
Here are some additional tips for new drivers:
- Be a safe driver: The best way to keep your car insurance rates low is to be a safe driver. This means obeying the speed limit, avoiding distractions, and wearing your seat belt.
- Drive less: The less you drive, the less likely you are to get into an accident. If you can, try to carpool or take public transportation.
- Choose a car with a good safety rating: Cars with good safety ratings are less likely to be involved in accidents. When you’re shopping for a car, look for one with a high safety rating.
- Get good grades: If you’re a student, getting good grades can help you get a discount on your car insurance. Many insurance companies offer discounts to students with good GPAs.
By following these tips, new drivers can get the best car insurance rates and save money on their car insurance.